Another CFS Patient's Allsup SSDI Success Report

Discussion in 'Fibromyalgia Main Forum' started by Malcolm82, Feb 27, 2009.

  1. Malcolm82

    Malcolm82 New Member

    I have had CFS for about 4 years and finally had to leave my job on disability in August 2007. Last August 2008 my LTD insurance company told me they were going to basically make me apply for SSDI, and that they had contacted Allsup about handling my application. To make a long story short, after a SS exam in January, I received notification a couple of weeks ago that my application was approved. I was sure I was going to be denied at least initially, and that the process would take much longer, so I was pleasantly surprised when I got approved. I can't recommend Allsup highly enough, definitely over hiring an attorney. They really know their stuff.
  2. Malcolm82

    Malcolm82 New Member

    I also have diabetes type 2 and am being treated for secondary depression, obstructive sleep apnea, and also very frequent migraine headaches, which all came on after my first CFIDS symptoms began in the fall of 2006, but the fatigue and cognitive problems that go with CFIDS have always been my primary problems. I think my doctor's records probably helped me. I had seen 9 different doctors and specialists before I was finally diagnosed by a new doctor that actually understands CFIDS in January 2008, and have been seeing her every month since. The others, as is typical with CFIDS, concluded it was all in my head, even though the psychiatrist I had been seeing since July 2007 said the cause wasn't psychological.

    I think that, really, Allsup was the main reason I was approved so quickly. They know how the SS system works and I think they know how to ask you the right questions and word your responses in your interviews with them so they comply with the SSDI definition of disabling CFS. I don't think you really need to send them a letter, but feel free by all means if it will make you feel better, or you can call them and ask if they think they need one. Every time I called, they always listened to me and answered my questions and made me feel as if they were really trying to help me.

    I would say that if you are working with Allsup, you can relax a little. You have the best chance with them. Also, they will start prodding SS if they feel it is taking too long with your decision. I guess "the squeaky wheel gets the grease" with SS, and Allsup knows exactly how and when to apply the pressure.
  3. Malcolm82

    Malcolm82 New Member

    My LTD company will be taking my initial SSDI award, which they made me aware of from the beginning. I have a copy of my LTD policy and it says they will terminate the benefits after 2 years only if my disability is "due to mental illness, alcoholism, or drug abuse". I think the only case they could try to make is that my disability is caused by my depression, even though my psychiatrist's records state that my depression is secondary and not the cause of my disability, as does my current doctor. If they try to do that, I may decide to get legal representation and fight it.
  4. petemora

    petemora Member

    You won another one for the good guys! I'm so HAPPY for you!

    I just lost my first case - it was at the appeals council level and they would not review it.

    My second application was filed in July 2008 and I hired an attorney to represent me for that, as well as to sue my LTD company for suspending my LTD payments after I had received them for over 3 years.

    Anyway, when another poster wins their case, it lightens everyone else's load a little bit and give us reason to hope!

    Janice P.

  5. buttercakes

    buttercakes New Member

    I was approved using Allsup also, it only took 4 months.

    I cant say enough good about them either, now you can rest easy, and work on getting well.

    Take care, Sandie
  6. shari1677

    shari1677 New Member

    Congratulations to you Malcolm82!!! I have had FM/CFS for about 5 years now. I am fortunate enough that I can work at home and take breaks when I need to. It is still demanding and my house should be condemned for lack of cleanliness (lol), but I still keep trucking along.

    I'm too chicken to file......I'm afraid I will be turned down and end up with no $ in a shelter somewhere, not being able to afford my meds. I cannot get out of bed without my meds.

    If you don't mind me asking, what made you decide to take the plunge - or, were your problems so bad you just could not work another minute.

    FYI - I'm 41 and have rheumatoid arthritis, FM/CFS, depression, GERD and newly diagnosed sleep apnea. I can't wait to see what my 50s have in store for me - lol