Hi all. Came across this article on a health website. I hope this coverage is still in affect and will benefit some. Lisa ~~~~~~~~~~~~~~~~~~~~~~~~~~ Health Insurance Covers Transfer Factor A United States Court has ruled in favor of an insurance claimant. Transfer factor is not to be considered an "experimental" since the substance has been used by the medical community for many years, and has been covered by several health insurance carriers. Numerous studies were cited that showed the effectiveness of transfer factor as an immune disorder treatment. Blue Cross Blue Shield among other carriers has reimbursed historically for transfer factor use. Transfer factor is covered under Title XVIII of the Social Security Act. A Medicare carrier is responsible to reimburse to the extent of the claim (i.e. 80% if an 80/20 plan minus an unmet deductible, if any). Cited case 565-36-34896A - (HIC) 000-99-0053 - Docket Number April 25, 1989 - Date of Judge Stanley S. Sadur's Ruling Administrative Law Judge Office of Hearings and Appeals 24th Floor 100 Van Hess Ave. San Francisco CA 94102 Department of Health and Human Services Social Security Administration Office of Hearings and Appeals Marna Slocam (Claimant/Beneficiary) vs. Blue Cross Blue Shield of Texas (Carrier/Intermediary) Amount of Claim - $1400.00 We have reports of three other cases where clients were reimbursed by their insurance companies (in accordance with their 80/20 policies). Each regional office of each company will be different. You will probably have to educate your insurance company yourself. Use any information on this site to help . You may also need something from your doctor. This information is reported by a third party for your own use. We cannot accept any responsibility for the actions of an insurance company or an attorney. If your insurance company is unfamiliar with Transfer Factor, you will have to educate them on what it is and what it is used for. Feel free to use any information on this site for that purpose.