Can my Guardian LTD keep SSDI retro pay for child

Discussion in 'Fibromyalgia Main Forum' started by TerryS, Sep 15, 2009.

  1. TerryS

    TerryS Member

    I just yesterday received my "full approval" for awaiting the award letter. I have been on LTD for nearly three years. I know that the LTD company is entitled to keep MY retro pay as reimbursement; however, I've seen some posts where some LTD companies are demanding the children's retro pay, as well.

    I do NOT have a copy of the actual LTD policy that I am under (they never sent me one). I remember signing papers saying that they would be entitled to any retro pay that I received; however, I feel confident that I never signed anything saying I understood that they would take my child's retro pay.

    Does anyone have experience with LTD through Guardian Life and also got awarded SSDI and had a dependent child?

    I'd, also, be happy to hear how the other LTD carriers are handling this.

    Thanks in advance :)
    Terry S

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