2002: I will read at least 20 good books a year. 2003: I will read at least 10 books a year. 2004: I will read 5 books a year. 2005: I will read some articles in the newspaper this year. 2006: I will try and finish the comics section this year. 2002: I will pay off my bank loan promptly. 2003: I will pay off my bank loans promptly. 2004: I will be totally out of debt by next year. 2005: I will try to pay off the debt interest by next year. 2006: I will try to be out of the country by next year.