cross posted, uk scam

Discussion in 'Fibromyalgia Main Forum' started by smiffy79, Feb 2, 2006.

  1. smiffy79

    smiffy79 New Member

    Important please read the details of the scam described below.

    We have checked with Economic Crime Unit at Staffordshire Police Head quarters who have verified that it is a scam, and given the following advice:

    "Barclaycard Police liaison ref the above. It is a scam and they emphasise do not give out the 3 security digits. For your information Visa/Mastercard do not cold call. Visa and mastercard are basically licences for the banks and would not hold details of the card holder. Should you require further guidance regarding this type of scam or other types of fraud, APAX Fraud intelligence on 0207 711 6241/6240 for free are more than happy to provide Crime prevention advice such as web sites that can be checked as in these types of cases."


    The following was given to me by a colleague at work, whose husband works for Barclays and has dealings with Barclaycard.

    Quote: This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

    One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". Note, the callers do not ask for your card number; they already have it.

    The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm
    calling to verify. This would be on your VISA card that was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a Marketing company based in (name of any town or city)?"

    When you say "No" the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £150 to £249, just under the £250 purchase pattern that flags most cards. Before your next statement, the credit will be sent to
    (gives you your address), is that correct?"

    You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number.
    "Do you need me to read it again?"

    Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that
    verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him.

    After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back; if you do", and hangs up. You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £249.99 was charged to our card.

    Long story made short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them.

    Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.

    What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily!

    They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your family and friends. By informing each other, we protect each other.
  2. minimonkey

    minimonkey New Member

    Thanks for posting this! That is actually a very clever scam -- unlike some of them, which are pretty transparent from the outset. I can see how it would be easy to fall for this one.

  3. NyroFan

    NyroFan New Member

    It is always something. So many people out to steal money.
    We all have to be careful these days.
    Thanks for posting that.
  4. smiffy79

    smiffy79 New Member

    bumping for more to see, please cross post this or email to friends and family.
  5. rockgor

    rockgor Well-Known Member

    Weren't for all the crooks, politicians and religious leaders. But I'm being redundant.
  6. smiffy79

    smiffy79 New Member

    how very chirpy :)
  7. smiffy79

    smiffy79 New Member

    by spreading the word it makes it harder for these no hopers to operate and steal our money!!