Disability Question

Discussion in 'Fibromyalgia Main Forum' started by bibby, Jul 31, 2003.

  1. bibby

    bibby New Member

    Sorry for the stupid questions to come but here goes.
    1. How exactly does one start the process at the very beginning? What I mean is, is that I currently am working barely hanging in there but however haning in there. I have STD and LTD at work here but what to I need to do to get this. See my MD first or what? My next question is I'm confused about how SSDI works with LTD. I mean, I know that SSDI will allow a certain amount to you depending on your past work but if you are on LTD will they give you the difference between what they allow you and what LTD gives you or can you only get either or the other? Once again sorry but just need some clarifcation.