I got a letter today from my employer. I asked for STD 2 weeks ago and the letter is "implying" that I have to use up my 12 weeks of FMLA first. How can I pay my bills and buy my meds? I have already used up all of my sick, vacation, and personal time. I will probably have at least one month of unpaid leave!?!?!?! This sucks. Anyone else run into this?