I apologize if there already is a post covering this but I'm new and was scrolling thru posts but am running out of energy - seems like my arms weigh a ton right now so please bear with me!! My husband just called on his work break to see if I was doing ok(last night was a brutal night) and we got talking about the parts we need to fix the dryer - only $70 - and guess what, we don't have it since I'm not working right now!! The dr. told me stress makes the fibro worse - so how do you cope with the guilt of being sick all the time, causing money problems cause you can't get up and work??? We have no money for Christmas and I don't mean extras, I mean any money- my credit cards are maxed and the phone rings constantly with creditors!! My husband works every bit of overtime willingly, but is tired all the time and still supportive but I feel like I'm the cause of us slowly sinking deeper and deeper yet I don't seem to be able to do anything to help! He wants to take out a home equity loan - just got the house paid off earlier this year - but I'm not sure we can afford another payment right now. Just spend some time reading posts on other's money problems and suggested to him that we seek out a credit counselor but I know he's too proud to admit to someone that we've gotten so deep in debt. I know I can't go back to my old job - Home Care for elderly because it's too physical right now and they don't want to hear about "light duty" so I've been sending out resumes for office work but I am getting no responses - so that really boosts the old guilt higher - feel absolutely worthless and a burden to my husband!!! Bless you for letting me vent --- any suggestions?