Hi My husband and I had to file bankruptcy because of my illness in 2002. We had a horrible attorney and later had our case dismissed because of unethical behavior by this attorney. We had to refile in 2004. Our payments were increased greatly because of old creditors coming out of the woodwork after the filing. We are always on the verge of losing our house. It is difficult. I am writing to get some advice from those who have overcome bankruptcy due to this DD. Any words of encouragement or advice would be helpful. Oh, fyi, that attorney was suspended. He had cheated MANY other filers too.