Needless to say, I can't work because of this horrible DD!! I've been waiting for SSDI for 4 1/2 years. I used to have perfect credit. So now I have lots of unpaid bills and the Collectors are driving me crazy. My credit is now terrible. I don't own anything and I've had to pawn most of my stuff to get my meds. I'm even having to live with my parents now. What do you tell these Collectors that won't leave you alone???? Please help.