I lost everything trying to wait for SS to evaluate my app nad the second time I was denied I gave up.That was back around '99 or '00. Now an attorney I emailed says I must call them once I have been off work for months. I have FMLA to apply for but only 3.5 weeks IF I find my dr helps me get FMLA. Ther are no guarantees he'll do that. I then will be back nearly on the streets again. I really do not know what to do.I have ltd on my job but I need 90 days off work to even qualify for that, but who knows what they consider as qualifying for LTD. Again, I ask how are you affording to not work FT, PT something to clothe, feed and shelter yourselves. Not to mention pay for medical care ? Am I not clueless ????