I am sitting here realizing my husband is never the one to save money. He has been taking over paying the bills for a couple of years but any time money is saved, it is only me who initiates it. I have asked him before but I guess he just does not think about it. I have now decided to take over doing the bills again because I know I will make a effort to save. It just makes me mad to see time go by and it does not even occur to him to save something. Does anyone else have that problem???