I filed my SSD online a week ago and.............

Discussion in 'Fibromyalgia Main Forum' started by msbsgblue, Jun 7, 2008.

  1. msbsgblue

    msbsgblue Member

    I decided to finally file for SSD and did so online. I then called the local office to make sure they received it which they had.

    The lady I spoke to there said since I can get my regular social security this coming January that I "might" get approval since they don't like to have to pay you a bunch of backpay later when you are going to soon be drawing retirement anyway.

    Has anyone has any experience with this and gotten approved right off since you are about to be retirement age anyway.

    If you file and get retirement SS and then your disability is approved 2-4 years later they DO have to give you the larger amount and pay the back pay. I was not sure they would admit this but they did.
  2. msbsgblue

    msbsgblue Member

    Has anyone been?
  3. msbsgblue

    msbsgblue Member

    Yes, if I take retirement SS first and then win my case they will raise the amount, they told me so, and yes I will get back pay.

    But she told me I may just get approved right off the bat, since I am 6 months from retirement SS.

    I wondered if anyone else got it right away because they were about ready to draw retirement SS?
  4. jole

    jole Member

    Hi. I was 60 when I applied...did it on my own, no lawyer, and was approved in 4 months. However, my disability amount was very little more than my normal retirement amount will be, just earlier is all.

    Wishing you the best....Jole
  5. marti_zavala

    marti_zavala Member

    not sure if this will help at all.

    My mom is over retirement age and already receiving SS retirement. She may be legally blind soon and inquired about disability.

    They told her since she is already of Retirement age, she would just keep getting her retirement money and not disability. It ended up being more anyway. (her retirement).

    I also went in to inquire about retirement vs. disability.

    I have disability, I am in my mid 40's and was curious how my retirement would fit in. I would be switched to retirement at 65 but I would get the larger of the two - disability or retirement. Since I was disabled at a young age, I haven't worked enough to qualify for a larger retirement so my disability will be the larger of the two.

  6. jaltair

    jaltair New Member

    I applied online several months ago for SSDI and I'm 61 and will be 62 this coming October. Three days ago I looked up my claim status online and it said a decision had been made and I would receive a response to the claim in the mail. When I went to my online banking just a day after seeing the status, I had money deposited in my account with "SSA" showing. My husband and I think that I was approved for the disability SSA ... most likely because I'm so close to getting SSA if needed at 62.

    I'm anxious to get the letter in the mail just to confirm. It will sure make our lives easier with the increased costs when my husband retires soon from his job. To just continue insurance for me is $600 per month. The additional amount, however much, will help pay for that cost and make sure I can at least have 80% coverage for medical care.

    I'm also applying for retirement disability so I can get a little additional amount there.

    Good luck with your claim, just make sure to "dot all the i's and cross all the t's and jump through the hoops." The whole application was very hard for me to get done and my husband helped me a lot. It took me days.
  7. landra

    landra New Member

    Because I am so close to early retirement, they will probably grant the disability. (It's been 6 mos. and have not heard yet). My disability would be higher than the early retirement. And I will get the back pay. Most important to me is I will qualify for medicaid 2 years after the date disability starts. Otherwise I would have to wait till 65.

    I'm hoping to hear something pretty soon. I'll let you know.
  8. marti_zavala

    marti_zavala Member

    Hi Altair,
    Just a reminder, when you get SSDI (disability) you qualify for Medicare (the waiting period is two years from the date of disability, which they decide, either the last day of work or the date based on your medical records that documents your disabilty).

    Currently, I pay $93.50 for Medicare (Parts A, B & D). So it will be a lot cheaper than your $600 policy. And I believe it is very good. I have an advantage plan so I pay $10 copay for PCP and $25 copy for specialist. The deductible is either $0 or $161, then it is 100%. There is a donut hole for prescriptions but at least I have prescription coverage.

    You may wish to start looking into that now so you can decide which policy you are going to use. My cousin has both, a private plan and her Medicare so she pays less than I do.

  9. msbsgblue

    msbsgblue Member

    I hope that you come back and check this. First there is no need to be afraid. It took me 4 days just a little at a time to complete mine online. Since I didn't want them to think I could sit on the computer that long, I would fill out a couple pages, log out and go back later.

    Now each time you log out they give you a reentry number so either print that page or write that number down to continue.

    I HIGHLY URGE YOU TO DO IT NOW AND NOT WAIT. You have to have so many quarters in a certain period of time to qualify and I almost waited too late.

    I sent for a statement and it said that I no longer qualified for SSD so I phoned the office and they said yes I do but that I better hurry as time is running out, so I began right away.

    Then you have to either send or take your birth certificate to the local office and be sure to print out a release forn and sign, date it, and have one witness to your signature and get that there too.

    Now it will be in the local office for 4 weeks while they gather medical info on me and then they will send it to another office in my state for approval or not.

  10. msbsgblue

    msbsgblue Member

    You may get turned down but then you get an attorney to take the case and you don't pay unless you win.

    It may take 2-3 trys but just keep at it. I filed several years ago was turned down and didn't follow through. This time I am serious about this. I was stupid about it then, I am going for the gold as they say this time.