I am on LTD (been off work 2 years in Feb) and have had 2 denials on SSDI, so I am waiting on ALJ hearing (could be 12-18 more months). I am struggling financially on LTD pay, and my health insurance payment was recorded 1 day late (even though it was paid through the same bank). So they cancelled my insurance effective 10/31/2008 and I just found out! In the meantime I had RXs filled, DR visitis, bloodwork, cortisone shots, and xrays and now I will probably get hit with the FULL BILLS! As IF we people need more stress in our lives?????? I think I can get some help with RXs but what can I do about health care assistance? I am soooooo depressed. There is no way I can afford to pay $75 just to see my PCP let alone over $100 to see my Rheumy. I am hoping Rheumy offers sliding scale fee (based on income) since he is with a major Universiry Hospital. Any suggestions? I am in Ohio.