After reading so long here about how awful it was, I did not file for 3 yrs. I would call and get the papers and then never fill them out or file them. I even began lying to my husband and family that they were filed and it just takes a looooong time. Well thankfully, I met a friend online who was also just 40 and won her case with the help of Allsup, Inc. I contacted them, they took care of everything and are paid a percentage of your back pay that cannot exceed $5300. Their representatives fill out all the forms, talk to you, and put down everything with the proper wording. My application was turned in sometime in August 2006, and my monies were deposited in the amount of 1 yr's back pay last week. I then received a check for 1 yr's back pay for my underage child this last Saturday. Bottomline, if any of you have felt like I did--afraid or uneasy, I would highly recommend contacting Allsup, Inc. They have a 97% success rate, and I believe will only take your case if they believe it can be won. I feel so thankful for their assistance, and I wanted to share this with all of you who might feel more comfortable having this kind of support.