Long term care insurance

Discussion in 'Fibromyalgia Main Forum' started by kat211, Apr 17, 2010.

  1. kat211

    kat211 New Member

    I was just talking to someone last night about long term care insurance. Evidently there are clauses for FM and such. She knows about my FM and that I am a single mom and all that good stuff. She was recommending that I should look into it.

    Does anyone here have LTC Ins? Are you utilizing it now? If so, do you find it beneficial?

    I am seriously considering it. Some of the things she was saying really hit a nerve with me. I am a single mom with no family, if something happens to me it would be up to my son to take care of me. I do not want to put that on him.

    Any advice?
  2. Janalynn

    Janalynn New Member

    Hi Kat,
    What kind of clauses - do you know? I always thought that if you were diagnosed with something, had a pre-existing condition that the rates for Long Term Care would be astronimical. I don't know that, I guess I just assumed.

    It's never too early to think about the future and our older age. I don't think any of us want to burden our children with caring for us.
    If you get any information on it, will you let me know?

    Thank you!

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