I search and found entries on this subject but still have questions. I am able to get Medicare because I am disabled and 61. Here is the rub: I have good insurance but I pay over $400 a month. I only get $601 a month now. (I live with my daughter and husband). Does anyone know how good medicare is and how much it pays on doctors, etc? Does anyone have Medigap to help with the copays and such? Medicare says I can get a policy much less than I pay for my federal insurance and they will pay what Medicare doesn't. Any help would be greatly appreciated. When you call Medicare, you don't get much help or the correct answers. Thanks for your help.