medicare part D

Discussion in 'Fibromyalgia Main Forum' started by rmc20021, Jun 17, 2006.

  1. rmc20021

    rmc20021 New Member

    Hope this is what they call it. Anyway, anyone who has not signed up yet and qualifies, or new people who are approved for medicare, I've found the best choice of prescription plans is through humana gold choice.

    I only pay 5.00 for most of my presciptions and 15.00 for doctor visits (specialists are 30.00) There is quite a bit of coverage in addition to the prescription coverage.

    The good part is that it doesn't cost me anything for the premium. Out of all the plans I checked, it was the best one. Remember you need to make sure your particular medication is covered by any of the plans available.

    Some of my meds are not covered, or are at a higher copay...but even the ones that are not covered are reduced considerably.

    I know info isn't the best that I've given, but check it out for yourself. I've used it so I know it's valid.
  2. justlooking

    justlooking New Member

    I also chose a Humana plan. It has been GREAT so far. The one I chose is only an RX plan not health plan. I have a $10 a month payment and so far all of my meds have been covered 100% (except Xanex which is a Benzodiazepine and no Benzos are covered under ANY Medicare plans per the Feds not sure why they would exclude those but..)
    I'm really happy with it so far. I went online signed up and was done in less than 5 minutes and was covered by the first of the next month. They take the monthly fee directly out of my SSDI check, its worked really well.

    I hope others have had such good luck.
    Sincerely
    JL

    PS the best way to choose a plan is to go to the SSA.gov website under Medicare plans and pick your state. It will then give you an option to find a plan and it also allows you to check plans by what meds you are on. Works quickly and well.[This Message was Edited on 06/17/2006]
  3. Pianowoman

    Pianowoman New Member

  4. ckball

    ckball New Member

    for my medicare health insurance $88 a month and the state (KY) pays my prescription plan, my copays were 10, 20, &30 depending on generic, etc. Now I pay 2.00 and 5.00 with NO LIMITS. Make sure you check the limits out some have like a 2500 linit and you have to pay more copays.

    You would be amazed at the assistace the state will give. I have no idea they did this. I own my home and car is paid for, I can't remember the income limit, I'm sure it is different for each state. I'm thinking less than $14,000
    a year for singles and 18,000 for couples.

    In KY it is the office that supplies medicage, food stamps.
    They also help with medical bills, utilites, etc. It costs nothing to ask. Carla
  5. Mikie

    Mikie Moderator

    Humana is not a no-premium plan for everyone. It depends on the county in which you live. In many places, it isn't even available. Benefits vary by county as well.

    Love, Mikie