Need thoughts on Short Term Disab. filing...

Discussion in 'Fibromyalgia Main Forum' started by pammy52, Jul 15, 2006.

  1. pammy52

    pammy52 New Member

    I signed up for STD at work this last renewal period.

    It has a clause that states it will not cover for a pre existing condition.
    Has anyone here had the experience of using STD for time off of work due to fms and having the same restrictions on their policy.

    My fms is documented but I am wondering if anyone has been able to get a dx. that focuses on a subset of fms symptoms and use that to get STD coverage.

    My fatigue is at a record high for me right now and is causing intermittant problems with my thought process during the workday.
    Also the pain is making it difficult to sit for more than 20 min. at a time.
    Although I have a desk job, I can get up and stretch etc. periodically so I feel that will probably be vetoed as an issue in my daily routine.

    Just looking for some input from anyone who has had success in this area.

    Thanks, Pammy
  2. rigby

    rigby New Member

    I had this own my long term diability. But I had to fight the insurance for STD and the LTD I finally won after 3 1/2 years. Sharon
  3. eadpd

    eadpd New Member

    bumping for my friend
  4. eadpd

    eadpd New Member

    bumping
  5. wildflowers2

    wildflowers2 New Member

    ***MAKE copies of everything you send them.
    and send ot cert. return receipt requested.its worth the money.

  6. pammy52

    pammy52 New Member

    bumping for more input.