Hi, I was referred to the board as a good place to get advice on CFS/Fibro. Looks like a really active board. I'm about 8 months into my illness. Gotten to the point, as many of you can relate, where daily functioning not to mention work is a battle. Anyway, after making several failed attempts to get back to work, I'm throwing in the towel. I'm beginning to fill out paper work for LTD and wanted to know if there is any advice or tips anyone can offer when completing these forms--which are painful in themselves? I have heard and read about the challenges dealing with both private insurance and SSS systems. Any thoughts or ideas are appreciated!