OT (Sort Of)-- A Medical Insurance Q&A Chuckle!

Discussion in 'Fibromyalgia Main Forum' started by LollieBoo, Oct 19, 2005.

  1. LollieBoo

    LollieBoo New Member

    What does HMO stand for?
    A. This is actually a variation of the phrase, "HEY MOE." Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

    Q. I just joined an HMO. How difficult will it be to choose the doctor I want?
    A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the doctors in the plan. These doctors basically fall into two categories -- those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don't worry; the remaining doctor who is still in the plan and accepting new patients has an office just a half-day's drive away and has a diploma from a Third World Country.

    Q. Do all diagnostic procedures require precertification?
    A. No. Only those you need.

    Q. Can I get coverage for my pre-existing conditions?
    A. Certainly, as long as they don't require any treatment.

    Q. What happens if I want to try alternative forms of medicine?
    A. You'll need to find alternative forms of payment.

    Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache.
    What should I do?
    A. Poke yourself in the eye.

    Q. What if I'm away from home and I get sick?
    A. You really shouldn't do that.

    Q. I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his
    office?
    A. Hard to say, but considering that all you're risking is the $15 co-payment, there's no harm in giving him a shot at it.

    Q. Will health care be different in the next century?
    A. No. But if you call right now, you might get an appointment by then!
  2. Jilldear

    Jilldear New Member

    It sufficiently answers about any question we can have concerning our coverage! Thanks for a good laugh!