I have read much about the struggles that people have gone through going on disability. But its always SSI and SSDI that I read about and I am having difficulty finding information on work related disability insurance. I am heavily considering taking a few months off from work. If I can convince my doctor to support me, it seems that this should not be a problem. But I am afraid to even try it unless I can hear about someone else's experience. Right now, I am miserable. My symptoms have gone from bad to worse to far worse. I can barely make it through a day of work. Once I am done with work, I can barely struggle home and then I sleep. That is all I am doing. I don't have the energy for anything else. I can't make it to doctor appointments or physical therapy sessions because I am too exhausted and in too much pain. Therefore, I am stuck. Unless I can try to take my doctors advice and follow through on all of her recommendations, then there is no hope for me to get better. My hope is that I can take a few months off from work, concentrate on getting better, and come back. Right now, I don't feel like I am living at all. All I am doing is going through the motions of life and I am starting to lose hope. I am starting to lose the will to live and that scares me. I know I have to do something and do it soon. I am a fighter and a survivor, but there is only so much I can handle before I break. This is the only way I can see to open those windows of opportunity that are closed to me right now. I read through all of the pertinent information about requesting personal leave due to a medical condition. It seems that all I need is my doctor's recommendation and regular reports about my treatment, progress, and an expected return date. But it almost seems too easy, so I need to make sure. The insurance company is called Metlife. Does anyone have any experience with Metlife? Can they deny me and say that FMS isn't a real condition, therefore they won't pay? Or will they take my doctor's recommendation and pay my claim? I realize that no one has all the answers and that insurance companies will deny claims for any little reason. But before I make any major moves, I would just like to know if anyone has ever dealt with this type of situation or with Metlife before. I have a doctor's appointment next Tuesday, and I would like to be armed with knowledge and information before I go in. Thanks for your help!