After have my health insurance for about 3 years and paying about $1,000 a month (for 9 of us) I find out we do NOT have RX coverage, we have a "discount card" for RX's. That's way my card covers almost NOTHING of my RX's. I have one that is $156.00 and my card pays only $10.00 of it! I have over $500. worth of RX's at the pharmacy right now and can't afford to go get them. Between me and my DD all our RX's each month run almost $700. (and I'm not even on pain meds yet) and my stupid card covers maybe $15-20 dollars, that's all! I can't get help from any of the drug makers because we made to much money last year!