I have two CDs that came due today. Didn't want them tied up for 13 mos. anymore and called to change them to 6 month CDs. The teller pulled them up and said...whoops......these have gone dormant. I asked how they could be dormant if they were timed CDs. He said that Calif. is doing everything they can to get OUR $$$$$$$. A new rule is that if there is no activity for 2 years after opening, they don't count interest being added, it will go dormant and be turned over to the state. I now have to go in today to show my drivers license and sign a paper that there is activity! By the way, he told me a lot of states are now doing this, so if you have a timed CD be sure to keep track of it otherwise your trusting a bank may end up having your $$$$ disappear.