Very frustrated with waiting response on STD from parent company

Discussion in 'Fibromyalgia Main Forum' started by mamusia, Nov 25, 2002.

  1. mamusia

    mamusia New Member

    I am so frustrated. I have been out of work on medical leave since 7-26-02. My company paid my salary until the 26th of August while I was going to my PCP, Orthopedic doctor, Neurosurgeon, etc. Then when I went to my Rheumy on the 27th of August and turned in the diagnosis on proper forms of FMS/MPS with supporting documentation they rejected payment to me. Did an appeal, went for an Functional Capacity Eval at their selected place, and am still waiting on a final decision. They tell me they have 21 to 45 days...UGH!!! They have a new rule every week!!!

    I contact my HR rep because I work for an affiliate (useless individual that constantly says "I don't know they are in charge, but I can try and call someone").

    It is so hard, as I know you all face this too, to make ends meet when your income is half or more of the family survival. Plus the holidays are approaching and we have 3 small children (not that they are spoiled with a lot of toys or things - we just want to FEED them and KEEP our home - you know pay the bills and the doctors and eat).

    I try so hard to be patient but my little reserves of energy are wasted on constantly trying to get answers, deal with pain EVERYWHERE on my body, and not fall over from the darned fatigue.

    What really hurts is that I am such a type A personality and for 20 years worked my butt off, and for 4 years at this company making initiatives happen that others just were too overwhelmed at. Now when you need them to come through for you they have the parent company to blame.

    ARGHHHHHHHH!!!!!!!! Thanks for letting me sit on the pity pot.

    Mamusia
  2. mamusia

    mamusia New Member

    I am so frustrated. I have been out of work on medical leave since 7-26-02. My company paid my salary until the 26th of August while I was going to my PCP, Orthopedic doctor, Neurosurgeon, etc. Then when I went to my Rheumy on the 27th of August and turned in the diagnosis on proper forms of FMS/MPS with supporting documentation they rejected payment to me. Did an appeal, went for an Functional Capacity Eval at their selected place, and am still waiting on a final decision. They tell me they have 21 to 45 days...UGH!!! They have a new rule every week!!!

    I contact my HR rep because I work for an affiliate (useless individual that constantly says "I don't know they are in charge, but I can try and call someone").

    It is so hard, as I know you all face this too, to make ends meet when your income is half or more of the family survival. Plus the holidays are approaching and we have 3 small children (not that they are spoiled with a lot of toys or things - we just want to FEED them and KEEP our home - you know pay the bills and the doctors and eat).

    I try so hard to be patient but my little reserves of energy are wasted on constantly trying to get answers, deal with pain EVERYWHERE on my body, and not fall over from the darned fatigue.

    What really hurts is that I am such a type A personality and for 20 years worked my butt off, and for 4 years at this company making initiatives happen that others just were too overwhelmed at. Now when you need them to come through for you they have the parent company to blame.

    ARGHHHHHHHH!!!!!!!! Thanks for letting me sit on the pity pot.

    Mamusia
  3. Shirl

    Shirl New Member

    Hi Mamusia, hope you get some response today, the board is slow during a holiday.


    Shalom, Shirl
  4. ZosoLight

    ZosoLight New Member

    Hi:

    I feel for you. Keep doing everything they ask, and get an attorney if they won't pay.

    I am going through the same thing. I've worked for years at a university. Their benefits say you get STD and/or LTD if you are sick/disabled. I applied, and they said an insurance co. handles that. So they get to wash their hands of it and say it the insurance co. that decides. And I have rheumy's, specialists, voc rehab' -- everybody saying I need to be on disability.

    When you're sick, this is the last thing you need to deal with.

    Don't give up. That's what they're hoping. They want you to "go away" and by stalling you, they increase their chances that you will.

    If you need a FM attorney, let me know by posting, and I can help you find one.

    Paul
  5. mamusia

    mamusia New Member

    Paul,

    Thank you for your words of encouragement. I really appreciate it. I still have not heard as of today, but I keep on praying.

    What you said is correct, my parent company wants to wipe their hands clean of me and find loop holes.

    I am going to put out a message regarding the FM attorney. I sure hope you can help with that because we are at a loss.

    Mamusia
  6. Carlacat

    Carlacat New Member

    I havent had a paycheck or income since Aug 7,2002 and the bills are pilling up. Didnt have money to buy anything for thanksgiving dinner but my wonderful aunt and uncle brought us a turkey and lots of goodies. Thank goodness I have them. Who is your ins co? Mine is GE ins co..I think their all alike. They told me to call next week to see if they have a decision.
    Carla
  7. mamusia

    mamusia New Member

    My insurance company is Fortis Inc. They are also my parent company so they are self-insurers. They make the policies and all to their own benefits.

    I will keep prayers for you too that you get pay soon. I am happy too that you have such a kind aunt and uncle. I just got off the telephone with my dad who has surprised me with a visit. He lives in Michigan and he and his fiance surprised us and are taking my husband and me and our three kids to dinner on Thursday so that we don't have to worry.

    Sometimes it is amazing to me how God answers prayers.

    Have a happy Thanksgiving, and I will truly keep good thoughts that our insurance companies wake up.

    Hugs,
    Mamusia
  8. kadywill

    kadywill New Member

    for two weeks and have applied for STD. I didn't think there'd be a problem, as I have used this several times over the last few years for surgeries and accidents. This diagnosis is different; I was taken out of work indefinitely due to spinal stenosis and they want to know when I'm going to see a neurosurgeon. I am not going to be forced into surgery. I don't recover well from operations, I deal poorly with pain and I refuse to be made to have spinal surgery.
    I need a disability attorney. How do I find one in NC close to me? I know that I can use my STD for six months and then my LTD, but today is the first time it has entered my mind that there could be a problem getting it. The doctor who took me out of work was not wishy-washy about this. He said this was necessary that I be out of all work indefinitely~~that I was 100% disabled and that this was what disability insurance was for! Because my employer called me and asked if I'd decided about seeing a Neurosurgeon, I got scared that I was going to have a fight on my hands. The things I say could make a difference in my SSD results one day and I want to watch my words carefully. I told my boss that I had not made a decision about the Neurosurgeon and that this was a big decision for my husband and me to make in light of all of my health issues. Was this the right thing to say??? Gosh, I hope so. Why the big rush???? I am trying to control my pain, most of all, and I cannot do this without narcotics and rest and a less stressful environment. I am so tired and a legal battle is more than I can tolerate at this time.
    If anyone has any advice, please tell me. I completely understand how you're feeling, mamusia, as I have no $$ now either. My husband's salary is not enough to pay the bills, much less to buy groceries and live on. Our kids are all grown and we have no family in this area. There will be no Thanksgiving meal, to speak of, and it'll just be my husband and myself...which is a nice thing any day of the year, but I am afraid of what lies ahead. I'll keep you in my prayers and hope that you hear soon.
    Love,
    Kady
  9. mamusia

    mamusia New Member

    Hi Kady,

    I just received information from Paul who replied to my message previously and he mentioned filling out an online form with his attorney in CA and they might be able to refer someone to me and my husband. The internet site is www.krafchick.com. I have not researched it yet but it might be of service and so I thought I would pass on the information.

    I do know what you mean about the salary, loss of funds to survive, and just the frustration of not being treated fairly by the STD insurance company. If they only understood the impact that this is having on us because the stress adds so much more.

    I don't know what we would have done for our Thanksgiving for us and the kids if my dad would not have surprised us with visiting and offering to take us to dinner tomorrow. He arrived from Michigan this past Monday and we are very grateful.

    Hugs,
    Mamusia