Well .....DENIED What a joke

Discussion in 'Fibromyalgia Main Forum' started by PatDLT, Sep 22, 2008.

  1. PatDLT

    PatDLT New Member

    Hi, I had mentioned that I was in the process of going from STD to LTD. I was on my STD for six months. Well today I got the call. I was denied both. According to the insurance, I did not have enough documentation that I had FM. Even though my doctors said I did, their ME who did not even look at me or examine me or look at all my paper work said that he had no indication of me having FM. I could just cry, but I have been doing that for 6 months now.

    Does anyone know of a good lawyer in the Los Angeles Area for LTD?

  2. PatDLT

    PatDLT New Member

    I will, I already started looking for lawyers. Is ERISA the way to go? I saw a website on LTD specialty and it had ERISA written all over it. I feel so tired/drained after all this.

    Isn't cruel and unusual punishment against the law?

    Thank you so much for your response.

  3. PatDLT

    PatDLT New Member

    I downloaded the list of ERISA lawyers. I am waiting on the appeal form from the insurance co. What a nightmare.

    Thank you for your help.


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